Monday, October 18, 2010

How To Financing A Fishing Boat

Whatever you do, make sure you've carefully thought out what your expenses are going to be. You don't want to spend all of your money on just the boat itself. When you purchase the boat, you'll need to have enough money for taxes, registration, storage, towing insurance, gas, equipment, and even minor repairs if your boat requires them.

When buying a fishing boat, used or new, cash is always better than financing. And you can save money with cash, as there are no finance charges. Financing charges can get high, very high in fact if you don't know a lot about it.

Once you decide to buy a fishing boat, you'll find yourself wondering how you are going to pay for it. This type of purchase will involve some type of financing, whether it's a credit line through the home, an unsecured loan, or a boat line. Choosing the right financing source can be just as important as choosing the right boat.

When choosing a source of financing, there are several things to consider. The first factor is how long you plan to keep the boat. If you are buying a first boat, it'll make more sense to find a loan that will be flexible enough for an early payoff via private party or even a trade in.

If you are purchasing your dream boat, you should think about long term financing. Getting a fixed rate loan with low monthly payments will be easier on your monthly budget.

Another important factor is the down payment. Lenders or dealers like to see at least ten percent down. Zero down payments do exist for those with good enough credit but the interest rate is often a huge penalty. Normally, the down payment doesn't significantly change the monthly payment for your boat loan but makes a big difference over time.

Choosing the right type of boat financing ia a criticle part of the buying process. Think about starting with a boat finance company ot finance broker. Finance brokers can compare each of the available loan programs and recommend the best one for your budget.

These simple steps will give you the knowledge and ability to negociate a good deal and help you get the boat loan that best fits you and your needs. Once that is done you can relax your new boat and enjoy the open water.

If you've enjoyed all the exciting information you read here about Shallow Water Fishing, you'll love what you find at Dig IN Anchors and Dig IN shallow water anchors.

Monday, September 13, 2010

Power Pole Anchor News

Power pole anchor is an innovative system to quickly and quietly secure small (up to thirty foot) boats in shallow water (up to eight feet deep). The system has attracted many recreational boater. Fishing enthusiasts, in particular, are big supporters.

Fishing enthusiasts that use the power pole like it because it can be repetitively deployed-retracted. It needs just seconds to be deployed and more or less the same amount of time pull-in. The boat can be continuously moved to wherever fish move.

The power pole borrows from and improves the centuries-old method of mooring a boat to a pole thrust by hand to stand vertically from the water bottom. The modern power pole system improves on that technique by employing modern hydraulics to secure the pole and ensure maximum holding power. The system can confidently anchor vessels up to about 3,000 pounds in dry weight, 30 feet length and stiff winds maxing to 30 mph.

The anchor can be let-go and weighed in seconds at the push of a button. The anchor holds securely in most bottoms whether it be mud, clay, silt, sand, gravel, sea grass, and so on. Note however that for safety reasons, producers of the power pole recommend that a boat remain closely monitored when the power pole is deployed.

The anchor can be deployed-retrieved quickly and easily, literally in seconds and by pushing a button. The anchor grabs and locks securely into most bottom types such as mud, silt, sand, rock, stones, or most types of sea grasses.

The system is designed as a stern anchor. It is transom-mounted to rest just above the waterline when retracted. It can be positioned either to starboard or port. It can be used with outboard or inboard motors. When not being used, the system folds easily and remains on the transom occupying minimal space volumetrically.

The power pole operates equally well in fresh or sea water. Boat batteries are used to power the system. It requires minimal draw. The unit comes, as an option, with a remote control pad for those seeking the flexibility of one-handed push button operation. The power pole anchor is rated with sufficient holding power so as to be the main anchor. From an environmental perspective, it is eco-friendly since it creates minimum bottom disturbance.

If $1,600 for a POWER POLE ANCHOR seems expensive then take a look at an alternative. Check out Dig IN Anchors, its less expensive than Power Pole Shallow Water Anchors.

Friday, August 27, 2010

Enjoying Your Louisiana Flats Fishing Experience

The Louisiana flats fishing destination is a popular spot for many fishers. People from all over the country make annual trips to Louisiana to enjoy the nature and sport of reeling in fresh fish. The activity can take skill, concentration and determination in order to get some good catches.

A combination of the Ship Channel and the Calcasieu River, the likes of which come from Lake Charles and run into the Gulf of Mexico, make up the Calcasieu Estuary. This is a very popular and appreciated fishing location if you are searching for an adventure as well as yummy trout. Redfish, flounder and speckled trout can be caught here, too. You can also try to catch croakers, sheepshead, ladyfish, as well as drum, sand and black trout.

If you are bored with this location, you can pack up your gear and head to the oil platforms. At the platforms, you can reel in tripletail, cobia, sharks, snapper, bull redfish, bluefish and jack crevalle. Sharks are able to be caught here but are not necessarily common.

You will need to make sure you have the proper equipment for catching the more advanced gamefish species. The proper bait is also essential for whether or not you get a good day's worth of fish.

If you have not yet taken a trip to the flats, you should remember to find a good, reliable guide for when you arrive. The guide should known the location well, know how to navigate the waters, what kinds of fish are caught and should have knowledge as to how to reel in fish if you cannot. Bull redfish are good for fishers who are just beginning.

The bull redfish is popular among beginners because you can carry a rod, reel and ice chest to a spot of your choosing and catch the fish rather easily. Other species of fish in the flats require that you rent a boat and have a higher level or determination. With bull redfish, you can sit back and relax.

The summer months are good but risky times to have a Louisiana flats fishing trip. It is greatly suggested that you bring along easily portable chairs as well as a large umbrella in order to keep your body shaded. The sun shines heavily on the flats and can create a very hot experience. Bring along water, food and other items to maintain the healthy condition of your body. It would not be fun to get burnt or dehydrated when trying to enjoy your fishing experience, right?

If you are looking for a fishing power pole to keep your boat still and catch more fish, check out our fishing anchor

Tuesday, June 15, 2010

Shallow Water Anchors For Texas Flats Fishing

Texas flats fishing has some similarities to fishing on Florida's flats. The target species are different but the general concept is the same. The anglers navigate slowly and quietly across expanses of shallow water to approach within casting range of their target. In Florida, bonefish, tarpon and permit are popular targets. These fish tend to be targeted as individuals with flies or bait cast directly to visible fish. In Texas, the most sought fish is redfish with spotted sea trout following closely in popularity. In both states shallow water anchors are important.

In some areas, snook and tarpon can be caught at specific times and catching winter redfish on the flats is not uncommon. The most common approach is drifting the flats but sometimes holding position within casting range of a school of trout or reds can fill a limit quickly. Anchoring in shallow water offers some unique problems.

Traditional anchors require a long line between the boat and the anchor to achieve any real holding power. In any wind or current situation the boat will swing in an arc - not hold a solid position. An erratically moving boat makes precise bait presentation very difficult. What anglers need is a stationary platform so they can deliver their baits or lures accurately and with maximum control.

For years, Florida salt flats guides have moved their boats across the shallow flats with long poles. When a fish is spotted, the same poles are used to hold the boat stationary while the angler cast to the fish. The new shallow water anchors offered by several different companies are all derived from the idea of holding the boat precisely in position with a pole stuck into the mud/sand of the bottom.

There are several versions of the concept. The one common feature is the pole extending down into the bottom to hold the boat in position. The implementations range from simple brackets with manually inserted poles to electro/hydraulic units with remote controls to extend and retract the anchor pole.

In application there is little difference in the effectiveness of the various brands of shallow water anchor systems. Anglers are an innovative and experimental group. It will come as no surprise when fishermen find ways to use a piece of equipment in ways not envisioned in the original idea.

Shallow water freshwater fishermen have embraced the pole anchors for bass fishing and other uses. Using a pole anchor at each end of the boat completely stops the swing of the boat and allows super-slow or stationary presentations that work great for less active fish of any species. Any fisherman that spends part of his fishing time in the shallows or flats will benefit from one or more pole anchors on his boat. These shallow water anchors will revolutionize Texas flats fishing just as they have the Florida flats.

If $1,600 for a POWER POLE ANCHOR seems expensive then take a look at an alternative. Check out DIG IN SHALLOW WATER ANCHORS.

It's a Shallow Water Anchor that is LESS EXPENSIVE than the Power Pole Style Shallow Water Anchor and Perfect for Flats & Bay Fishing! A shallow water fishing anchor system for all small skiffs, bass boats, flats boats and bay boats.

Saturday, May 1, 2010

A Manual Power Pole Is The Best Alternative

Manual power poles are great. Whether it's a manual power pole or an automatic model, the concept is simple. It's a way to stop your boat where you want and then stay in that exact spot. Any boat 25' and under could benefit from installing a P. P. Here's how it works.

A manual power pole is an anchoring system used for shallow water (up to 8'). It allows you total boat control to stop exactly where you chose and then remain there, securely tethered to the bottom by a long stake. Once so secured, you're able to go about your boat business, whether it's fishing, hunting, sipping cocktails or whatever. When you're set to leave the pole comes up and you're gone.

--------------------------------
If $1,600 for a POWER POLE ANCHOR seems expensive then take a look at an alternative. Check out DIG IN SHALLOW WATER ANCHORS.

It's a Shallow Water Anchor that is LESS EXPENSIVE than the Power Pole Style Shallow Water Anchor and Perfect for Flats & Bay Fishing! A shallow water fishing anchor system for all small skiffs, bass boats, flats boats and bay boats.
--------------------------------

Looking online for shallow water anchors will bring up all sorts, from the low end to the top of the line. Quality of construction, durability, ease of use and cost will all, of course, be considerations. Whichever type you choose, feel certain that you'll be adding a great advantage to your boat.

A pricey automatic model comes from a company by the same name -- Power-Pole. Their slogan... Swift and Secure... is a description of what they provide. That is to say a swift way to make your boat secure out there on the water. This is the one you'll see on the back of the boats of the welll financed professional anglers you see on TV.

If you know where the fish are running, you want to stop right there and you want to stop there NOW. If you're in eight feet of water or less, the manual power pole will do the job. Whether the bottom is covered with mud, rocks, gravel, sand or vegetation doesn't matter. He manual power pole will lock you in and let you forget about it. It's fast, quiet and effortless to use.

Winds up to 30 miles per hour won't shake you loose. Your boat will be oblivious to the water currents. You can also forget about the clumsy boat anchor and the noisy trolling motor. The fish don't like that stuff - it scares them away. The manual power pole doesn't make ANY loud noises or disturb the bottom where it's anchored.

You WANT a manual power pole now, right? Haha. If you're a sport boater you SHOULD have one! They're awesome. Now you're okay with a manual power pole, you'll thank yourself later for all the benefits you'll receive.

Sunday, April 11, 2010

Buying The Right Shallow Water Fishing Boat

If you are planning to buy a Shallow Water boat, you'll first need to evaluate what you plan to do with it. If your primary purpose is fishing, then you'll want to look into flats boats that are designed primarily for low water fishing.

If you happen to be a tournament fisherman, or hope to be, then you probably wouldn't be happy with a boat less than a 150 HP motor and shorter than 19 feet in length. Those of you who plan to fish in really deep water on a regular basis will probably need a 200 HP motor and at least 20 feet of length.

If you don't plan to tournament fish, but go after bass fish instead, you'll want a 17 - 18 foot boat with at least a 115 Horse Power motor. This way, you can enjoy the lake or the river.

Those of you who like to fish for species may want to look for a more versatile boat with plenty of walking around room, higher sides, and a different
seating arrangement. This type of boat is ideal for several people, even a trip out with your wife and kids.

If you plan to fish on occasion, but not enough to invest in a boat, you may want to look at a fish and ski model. This is a hybrid boat, crossing
between a bass boat and pleasure boat, and can easily serve your purpose.

The biggest part of the buying process is getting what you can afford. Luckily, there are many new boats available, giving you several that fit your
budget. If you prefer, you can shop and find a used boat that fits both your needs and budget.